FAQ
FAQ
Frequently Asked Questions
Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure your credit report contains correct information so you’ll have the highest score possible.
A credit score is a numerical ranking system that lenders use to determine how much of a credit risk you are. A credit score is a numeric indication of how likely you are to repay debts such as loans or lines of credit. Lenders use this number to determine how much of a credit risk you are. Credit scores also are designed to indicate your creditworthiness in comparison with other consumers. Credit scores are based on the data in your credit report and are generated by computers using artificial intelligence. Usually a credit score is between the numbers 300 to 850. The higher your score, the more “creditworthy” you are to lenders.
Credit scoring is based on many factors that may include: Amount of available credit Payment history Recent requests for credit Amount of credit currently being used Length of credit history Under the Equal Credit Opportunity Act, credit scoring may not use gender, martial status, national origin, race, or religion as factors.
Everyone wants you to see results immediately. Although everyone’s credit history is different, most people will see progress within the first 20-45 days of their membership. The majority of time is spent waiting for the credit bureaus to respond to requests. We take great effort in getting our disputes to the bureaus as fast as possible.
Negative credit listings are deleted from peoples’ credit reports each and every day! We work every day challenging damaging and questionable credit entries on behalf of our clients. Utilizing proven and absolutely legal methods,
We have had success with removing student loans, medical bills, repossessions, Foreclosures and more within a short amount of time for our clients.
Because everyone’s reports are unique, scores will range differently each month for each individual. We have had clients with points ranging between 30-90 points each reporting period. It all depends on what is reporting, revolving credit, utilization and other factors. That is why We hold your hand every step of the way so that you can get the best results as possible.
In the world of credit repair, the outcome of a service cannot be guaranteed, and no company can promise a result. We put in our best to ensure that incorrect, inadequate, and inaccurate information is identified and modified, or removed from the credit report. Credit Angel Consultants LLC., strives to have 100% satisfied clients. We stand behind our credit repair service. Our service is backed by a refund policy which entitles you to some or all of your money back.
If Credit Angel Consultants LLC., does not successfully dispute and have the credit bureaus delete a combined total of 4 inaccurate items on your credit report within 180 days, you will be entitled to half your money back. If we cannot successfully dispute and have the credit bureaus delete any inaccurate items on your credit report within 180 days, you will be entitled to a full refund within 30 days of your written request to receive a full refund.
Cancellation
Credit Angel Consultants LLC have a detailed and simplified cancellation policy. You can cancel your contract at any point since